Expert retirement investment guidance for people who want to stop worrying about their future. We help you grow your pension pot through IRAs, SIPPs, and diversified portfolios tailored to your goals.
Most people in their 30s and 40s know they should be investing for retirement. But between confusion, fear, and information overload, too many put it off until it's nearly too late.
😰
The Pension Gap Is Growing
The average UK worker faces a retirement income shortfall of over £260,000. State pension alone won't cover the lifestyle you've worked hard to build.
72%of UK adults aren't saving enough for retirement
🤯
Overwhelmed by Options
SIPPs, ISAs, workplace pensions, annuities — the sheer number of retirement vehicles and investment choices makes it paralysing to start or optimise your strategy.
68%feel confused by retirement investment options
💸
Hidden Fees Erode Your Wealth
Many investors don't realise that seemingly small management fees of 1-2% can devour up to 40% of their total returns over a 30-year period. Every penny matters.
£130Klost on average to excessive fees over a career
✨ Our Solutions
A Smarter Approach to Retirement Investing
We combine expert financial advice with modern portfolio management to build a retirement strategy that works for your specific situation, goals, and timeline.
8.7%
Avg. Annual Return
0.35%
Avg. Fund Fees
15+
Years Experience
🎯
Personalised Retirement Roadmap
We analyse your current finances, goals, and risk tolerance to create a bespoke investment plan with clear milestones and projections through to retirement and beyond.
📊
Diversified Portfolio Management
Your investments are spread across global equities, bonds, property funds, and alternative assets — professionally rebalanced to optimise returns while managing risk.
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Tax-Efficient Strategies
Maximise your ISA and pension allowances, claim every available tax relief, and structure your investments to keep more of what you earn through smart, compliant planning.
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Ongoing Reviews & Adjustments
Life changes — and so should your investment strategy. We conduct quarterly reviews and adjust your portfolio to reflect market conditions and your evolving circumstances.
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Full Regulatory Protection
As FCA-regulated advisors, your investments are protected by the FSCS. You'll always have transparent reporting, clear fee structures, and a dedicated advisor you can trust.
🔧 How It Works
Your Path to a Comfortable Retirement
Getting started is simple. In four straightforward steps, we'll build you a retirement investment strategy that gives you confidence and peace of mind.
01
📞
Free Consultation
Book a no-obligation call with one of our retirement specialists. We'll understand your situation, goals, and concerns.
02
🔍
Financial Analysis
We conduct a thorough review of your existing pensions, investments, tax position, and projected retirement needs.
03
📋
Custom Strategy
You receive a clear, jargon-free retirement plan with specific recommendations, projections, and a fee breakdown.
04
🚀
Grow & Monitor
We implement your plan, manage your portfolio, and provide regular updates so you always know you're on track.
💬 Client Stories
Trusted by Thousands Across the UK
Hear from real clients who transformed their retirement outlook with our guidance and expertise.
★★★★★
"I was 34 and had barely thought about retirement. TestCampaign showed me exactly where I stood and built a plan that fit my budget. Three years in, I've already saved over £62,000 more than I would have on my own."
SM
Sarah Mitchell
Marketing Director, London
★★★★★
"What struck me most was the transparency. No hidden fees, no jargon — just clear advice that made me feel in control of my future for the first time. My only regret is not starting sooner."
JB
James Bennett
Software Engineer, Manchester
★★★★★
"After consolidating three old workplace pensions, I'm saving nearly £1,200 a year in fees alone. The team handled everything, and I can see exactly how my money is performing through the dashboard."
RP
Rachel Patel
NHS Nurse, Birmingham
🏢 About TestCampaign
15 Years of Building Retirement Confidence
Founded in 2009, TestCampaign has grown from a small independent advisory firm to one of the UK's most trusted retirement investment specialists. We believe everyone deserves expert financial guidance — not just the wealthy.
Our team of chartered financial planners, investment analysts, and retirement specialists are united by a single mission: to help you retire on your terms, with the income and security you need to enjoy the life you've earned.
🏛️
FCA Regulated
🛡️
FSCS Protected
🏅
Chartered Status
⭐
Trustpilot 4.9/5
£2.4B
Assets Under Management
14,500+
Active Clients
15
Years of Excellence
97%
Client Satisfaction
Your Future Self Will Thank You
Every month you delay costs you. Book your free, no-obligation consultation today and discover exactly what it takes to retire comfortably — on your terms.
Fill in a few details and one of our retirement specialists will call you at a time that suits. No obligations, no pressure — just expert guidance.
Terms and Conditions
Last updated: 1 January 2024
1. Introduction
These Terms and Conditions ("Terms") govern your use of the website testcampaignwithmodal.online ("Website") operated by TestCampaign Wealth Management Ltd ("Company", "we", "us", or "our"), a company registered in England and Wales with company number 08742319, with its registered office at 71–75 Shelton Street, Covent Garden, London, WC2H 9JQ, United Kingdom.
By accessing or using our Website, you agree to be bound by these Terms. If you do not agree to these Terms, you must not use our Website.
2. Services
TestCampaign Wealth Management Ltd provides retirement investment advisory services, portfolio management, pension consolidation, and related financial planning services. Our services are provided subject to applicable regulations set out by the Financial Conduct Authority (FCA). Our FCA reference number is 714829.
The information provided on this Website is for general informational purposes only and does not constitute financial advice. Any investment decisions should be made in consultation with a qualified financial advisor.
3. Eligibility
Our services are intended for individuals who are at least 18 years of age and are resident in the United Kingdom. By using our services, you represent and warrant that you meet these eligibility requirements.
4. Risk Warnings
The value of investments can fall as well as rise, and you may get back less than you originally invested. Past performance is not a reliable indicator of future results. Tax treatment depends on individual circumstances and may be subject to change in the future. Pension and retirement income levels depend on a number of factors including the size of your fund at retirement, the income option you choose, and prevailing conditions at the time of crystallisation.
5. Intellectual Property
All content on this Website, including but not limited to text, graphics, logos, images, data compilations, software, and the overall design and layout, is the property of TestCampaign Wealth Management Ltd or its licensors and is protected by United Kingdom and international copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any material from our Website without our prior written consent.
6. User Conduct
You agree to use our Website only for lawful purposes and in a manner that does not infringe the rights of, restrict, or inhibit anyone else's use of the Website. Prohibited behaviour includes but is not limited to: harassing or causing distress or inconvenience to any person; transmitting obscene or offensive content; disrupting the normal flow of dialogue within our Website; impersonating any person or entity; and using any automated system to access the Website in a manner that sends more request messages than a human can reasonably produce in the same period.
7. Privacy and Data Protection
Your privacy is important to us. Please refer to our Privacy Policy for information about how we collect, use, and disclose personal data. By using our Website, you consent to the collection and use of information as described in our Privacy Policy, in accordance with the UK General Data Protection Regulation (UK GDPR) and the Data Protection Act 2018.
8. Third-Party Links
Our Website may contain links to third-party websites or services that are not owned or controlled by TestCampaign Wealth Management Ltd. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services. We strongly advise you to read the terms and conditions and privacy policies of any third-party websites or services that you visit.
9. Limitation of Liability
To the fullest extent permitted by applicable law, TestCampaign Wealth Management Ltd shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses, resulting from: (a) your access to or use of or inability to access or use the Website; (b) any conduct or content of any third party on the Website; (c) any content obtained from the Website; and (d) unauthorised access, use, or alteration of your transmissions or content.
10. Indemnification
You agree to defend, indemnify, and hold harmless TestCampaign Wealth Management Ltd, its officers, directors, employees, agents, licensors, and suppliers from and against any claims, actions, demands, liabilities, and settlements, including without limitation reasonable legal and accounting fees, resulting from, or alleged to result from, your violation of these Terms.
11. Modifications to Terms
We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will make reasonable efforts to provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion. By continuing to access or use our Website after those revisions become effective, you agree to be bound by the revised Terms.
12. Governing Law
These Terms shall be governed by and construed in accordance with the laws of England and Wales, without regard to its conflict of law provisions. Any disputes arising under or in connection with these Terms shall be subject to the exclusive jurisdiction of the courts of England and Wales.
13. Complaints
If you have any complaints about our services, please contact us at [email protected]. If you are not satisfied with our response, you may refer your complaint to the Financial Ombudsman Service (FOS) at www.financial-ombudsman.org.uk.
14. Contact Information
If you have any questions about these Terms, please contact us at:
TestCampaign Wealth Management Ltd
71–75 Shelton Street, Covent Garden, London, WC2H 9JQ
Email: [email protected]
Phone: +44 (0)20 7183 4629
Privacy Policy
Last updated: 1 January 2024
1. Introduction
TestCampaign Wealth Management Ltd ("Company", "we", "us", or "our") is committed to protecting your personal data and respecting your privacy. This Privacy Policy explains how we collect, use, store, and disclose your personal information when you visit our website testcampaignwithmodal.online ("Website") or use our services. This policy is compliant with the UK General Data Protection Regulation (UK GDPR) and the Data Protection Act 2018.
2. Data Controller
The data controller responsible for your personal data is TestCampaign Wealth Management Ltd, registered at 71–75 Shelton Street, Covent Garden, London, WC2H 9JQ, United Kingdom. Company registration number: 08742319. For data protection enquiries, contact our Data Protection Officer at [email protected].
3. Information We Collect
We may collect the following categories of personal data:
Identity Data: First name, last name, title, date of birth.
Contact Data: Email address, telephone numbers, postal address.
Financial Data: Income details, pension values, investment holdings, tax information (collected during advisory consultations only).
Technical Data: IP address, browser type and version, time zone setting, operating system and platform, and other technology identifiers on the devices you use to access our Website.
Usage Data: Information about how you use our Website, including pages visited, time spent on pages, and navigation paths.
Marketing Data: Your preferences in receiving marketing from us and our third parties, and your communication preferences.
4. How We Collect Your Data
We collect personal data through: direct interactions when you fill in forms on our Website or correspond with us by phone, email, or otherwise; automated technologies such as cookies and similar tracking technologies when you interact with our Website; and third-party sources including analytics providers, advertising networks, and publicly available sources.
5. How We Use Your Data
We use your personal data for the following purposes:
To provide and manage our financial advisory and investment services.
To process and respond to consultation requests and enquiries.
To send you relevant communications about our services, including market updates and investment insights (where you have consented).
To comply with legal and regulatory obligations, including FCA requirements.
To improve our Website, services, and customer experience.
To prevent fraud and ensure the security of our systems.
6. Legal Basis for Processing
We process your personal data on the following legal grounds: (a) your consent; (b) performance of a contract with you; (c) compliance with our legal obligations under financial services regulations; (d) our legitimate interests in operating and improving our business, provided these do not override your fundamental rights and freedoms.
7. Data Sharing
We may share your personal data with: our affiliated companies and business partners who assist in delivering our services; regulatory bodies including the FCA and HMRC where required by law; professional advisers including lawyers, auditors, and insurers; IT service providers and hosting companies; and analytics and search engine providers that assist us in improving our Website. We require all third parties to respect the security of your personal data and to treat it in accordance with the law.
8. International Transfers
We may transfer your personal data outside the United Kingdom where necessary. When we do, we ensure appropriate safeguards are in place, including standard contractual clauses approved by the Information Commissioner's Office (ICO), or transfers to countries deemed to have adequate data protection laws.
9. Data Retention
We will retain your personal data only for as long as necessary to fulfil the purposes we collected it for, including satisfying any legal, accounting, or reporting requirements. For financial advisory records, we are required to retain data for a minimum of 5 years after the cessation of the business relationship, or longer where required by law.
10. Your Rights
Under UK data protection legislation, you have the following rights:
Right of access: You have the right to request a copy of the personal data we hold about you.
Right to rectification: You have the right to request correction of inaccurate or incomplete personal data.
Right to erasure: You have the right to request deletion of your personal data in certain circumstances.
Right to restrict processing: You have the right to request restriction of processing of your personal data.
Right to data portability: You have the right to request transfer of your personal data to another party.
Right to object: You have the right to object to processing of your personal data where we rely on legitimate interests.
Right to withdraw consent: Where we rely on consent, you can withdraw it at any time.
To exercise any of these rights, please contact us at [email protected]. You also have the right to lodge a complaint with the Information Commissioner's Office (ICO) at www.ico.org.uk.
11. Cookies
Our Website uses cookies and similar tracking technologies to distinguish you from other users and to provide you with a better browsing experience. You can set your browser to refuse all or some browser cookies, or to alert you when websites set or access cookies. If you disable or refuse cookies, please note that some parts of our Website may become inaccessible or not function properly. For more information about the cookies we use, please see our cookie consent banner.
12. Changes to This Policy
We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated revision date. We encourage you to review this policy periodically.
13. Contact Us
If you have questions or concerns about this Privacy Policy, please contact us at:
Data Protection Officer
TestCampaign Wealth Management Ltd
71–75 Shelton Street, Covent Garden, London, WC2H 9JQ
Email: [email protected]
Phone: +44 (0)20 7183 4629
Impressum
Company Information
Company Name: TestCampaign Wealth Management Ltd Legal Form: Private Limited Company (Ltd) Registered Office: 71–75 Shelton Street, Covent Garden, London, WC2H 9JQ, United Kingdom Business Address: 71–75 Shelton Street, Covent Garden, London, WC2H 9JQ, United Kingdom Companies House Registration No: 08742319 Date of Incorporation: 14 October 2009 Jurisdiction: England and Wales
Managing Director
Name: Mr. Richard A. Thornton Position: Managing Director and Chief Executive Officer
Additional Directors
Mrs. Catherine E. Whitfield — Director, Chief Financial Officer
Mr. David S. Greenwood — Director, Head of Investment Strategy
TestCampaign Wealth Management Ltd is authorised and regulated by the Financial Conduct Authority (FCA). FCA Reference Number: 714829 FCA Register:https://register.fca.org.uk
TestCampaign Wealth Management Ltd is a member of the Financial Services Compensation Scheme (FSCS). Eligible deposits and investments are protected up to the applicable limits.
Professional Indemnity Insurance
Professional indemnity insurance is held in accordance with FCA requirements. Insurer: Hiscox Insurance Company Ltd Policy Territory: United Kingdom and European Economic Area
Complaints
If you wish to make a complaint about our services, please contact us in writing at [email protected] or at our registered office address. If you are not satisfied with our response, you have the right to refer your complaint to the Financial Ombudsman Service (FOS):
Person responsible for editorial content: Mr. Richard A. Thornton, Managing Director
Address: 71–75 Shelton Street, Covent Garden, London, WC2H 9JQ, United Kingdom
Disclaimer
The information provided on this website is for general informational purposes only and does not constitute financial advice, a personal recommendation, or an offer to buy or sell any financial product. The value of investments can fall as well as rise, and you may get back less than you invested. Past performance is not a reliable indicator of future results. You should seek independent financial advice before making any investment decisions. TestCampaign Wealth Management Ltd accepts no liability for any loss arising from reliance on information contained on this website.
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